Common middle-class thinking associates time with money. And since time is a completely finite resource and money isn’t, you can guess why this kind of thinking doesn’t work. Let’s analyse how you can break the relationship between time and money in order to get more of it in less time.

You can never make back lost time

While you can lose money and make it back, when you lose time, it’s gone forever. It’s a finite resource. The amount of money in circulation, on the other hand, keeps growing so you should not have to worry about not being able to make back lost money.

Time is also something that gets spent no matter what you do. Many people say things like “I can’t do that because it takes too much time,” but they don’t realise that time will pass anyway. On a daily basis you have to choose how you spend your time because it gets spent whether you want it or not.

Knowing that, spending time doesn’t really “cost” anything if you’re happy with your choice. Taking your kids out for an hour in the park is a great way to spend your time since they are growing and you will very soon find yourself no longer in a position to take them to the park. If you’re happy doing that, it’s not a cost because you would have spent that hour doing something else, and probably something deeply unfulfilling…

Wait, I still need time to make money, right?

Technically, you do, or at least at the start. If you have a job and you’re paid for your time, the money you make is directly related to the amount of time you spend working. It’s obviously the worst kind of situation, but that’s what we traditionally use.

We are so attached to this model that most freelancers and entrepreneurs decide to get paid on time as well. They think that because they can charge more for their time than what a boss would give them, they’re gonna be satisfied, but it’s rarely the case.

First, even if you ask double or triple what a boss would pay you, you have lost the guarantee of filling that time with work so you may end up earning even less for the amount of time that passes no matter what. Always look at what you earn at the end of a month or a year, not what you charge per hour.

However, if you choose a different model of business, or outsource as many of your tasks as possible, your time will be worth way more money, and you will need less and less of it.

They journey into making time

While you can’t literally make time, you can certainly make the most from what you are given. If you start as a solopreneur, like most people, you will inevitably find yourself with a mountain of things to do, including tasks that don’t bring you any money.

However, as you gain expertise and become better known at what you do, you can charge way more for your services than before. That’s a first step. You’re still trading time for money, but you feel you have a better deal than when you started.

From there, two solutions exist. You can either grow further by outsourcing the tasks that you’re not particularly excellent at. You can automate processes with softwares as well, or you can train people who are going to deliver your services in a mutually advantageous system that allows you to make passive income, and give them financial satisfaction.

Of course, these things are easier said than done, but if the amount of money you make is directly tied to the amount of time you spend at work, you’re in trouble. You can’t spend the time the way you want it, and you have no retirement plan.


We have been sold the idea that if you give a lot of money to the state while you work, and work your ass off for 40–45 years, you were guaranteed a retirement. We have no guarantee that this will happen, and you will still retire on terms that are not yours. The real way to plan retirement is to dissociate time from money.

And if you want to dissociate time from money, and experience success without the stress, you can watch the webinar replay here.